How will applying for a loan affect my credit score?
The exact impact of a credit inquiry will vary from person to person. Typically, the impact is a reduction of 5 points or less, though individuals with shorter credit histories or fewer accounts may experience a greater impact.
What are the minimum qualifications for me to get a loan?
At a minimum, a potential borrower must have $24,000 or more in gross annual income, a satisfactory credit report, a valid email address, and be able to afford the monthly payment to be offered a loan. We use a number of decisioning factors to make an instant determination, so you will know immediately if there are loan options available to you.
What benefits do you offer that are unique to Proceed?
We offer longer repayment terms and lower interest rates than our competitors to a broader spectrum of borrowers, so that a larger percentage of patients can receive treatment.